Federal Grants

INITIATIVES:

Homeowner Repair Program: Awards deferred, forgivable loans to help low-income homeowners with urgent home repair needs like roof leaks, water heaters, furnace repairs and replacements, and other emergency repairs.

• Guidelines and application.

Homebuyer Assistance Loans: Awards deferred, forgivable loans to help low-income homebuyers with lender-required down payment and closing costs.

• Covington Guidelines.
• NKY HOME Consortium (Ludlow, Newport, Bellevue and Dayton) Guidelines. 
• Previous news release: “City bolstering home-ownership dreams”

Upper Floor Residential Rent Rehab Program: Awards deferred, forgivable loans to help property owners redevelop vacant, upper-floor space in mixed-use buildings into new, affordable rental units.

• Guidelines and application.

Lead-Based Paint Hazard Reduction Program: A three-year, federally funded program to protect children and vulnerable adults from potential health risks from deteriorating paint in homes and apartments built before 1978.

• Guidelines and application.
• Previous news release: “City attack lead-based paint”
• Covington Lead-Safe Housing Registry (Housing units that have been made safe from lead-based paint hazards). 
• The Lead-Safe Certified Guide to Renovate Right 
• Protect Your Family From Lead in Your Home booklet 
• Lead Paint Safety 
• Steps to Lead-Safe Renovation, Repair and Painting 

DOCUMENTS:

• CDBG/HOME Consolidated Plan 2020-2025: The Five-Year Consolidated Plan assesses affordable housing and community development needs and market conditions and makes data-driven, place-based investment decisions. Its planning process serves as the framework for a community-wide dialogue to identify housing and community development priorities that align and focus funding from the CDBG and HOME programs.
• CDBG/HOME Annual Action Plan 2020-2021: This plan provides a concise summary of the actions, activities, and specific federal and non-federal resources that will be used each year to address the priority needs and specific goals identified by the Five-Year Plan. NOTE: Given the five-year cycle, the 2020-21 plan is included in the Five-Year Plan above.
• CDBG/HOME Annual Action Plan 2021-2022 DRAFT FOR PUBLIC COMMENT 
  • Previous news release
  • Link to zoom recording from virtual hearing.
• CDBG/HOME Consolidated Annual Plan Evaluation Report (CAPER) PY 2019-2020: This annual report outlines accomplishments and progress toward Consolidated Plan goals.
• Covington HOME Consortium Citizen Participation Plan: This plan outlines the process that the City will undertake to solicit community input into the development of the Five-Year Consolidated Plan, the Annual Action Plan, and the CAPER.
• PY 2020 CAPER Draft for Public Comment 

PARTNER LINKS:

• HUD
• CDBG
• HOME Investment Partnerships Program (HOME)
• Kentucky Housing Corporation
• Fair Housing in Kentucky
• Neighborhood Foundations (City of Newport and Campbell County)
• Housing Authority of Covington
• Catholic Charities
• Brighton Center
• HONK (Housing Opportunities of Northern Kentucky)

CONTACT INFORMATION:

• Jeremy Wallace – (859) 292-2147, jwallace@covingtonky.gov – (federal grants management).
• John Hammons – (859) 292-2105, jhammons@covingtonky.gov– (homebuyer assistance).
• Archie Ice – (859) 292-2124, aice@covingtonky.gov – (emergency home repairs and lead mitigation).